Steps to Home Ownership

Tools and Information for buying a home

Buyers should first check their FICO (Fair Isaac Corp) credit scores to be certain a mortgage can be obtained at the best possible interest rate. The best spot we have found to check credit is http://www.myfico.com/ Last we checked the cost was $45.00 to review credit reports from the three national credit bureaus, Equifax, TransUnion , and Experian. By checking credit at all three bureaus, there is time to correct any errors before applying for a mortgage. You can obtain free credit reports from all three major companies at Annual Credit Reports or call 1-877-332-8228. However, those reports don’t include FICO scores, which all major mortgage lenders now use. Any FICO score above 700 nearly assures you will get the lowest mortgage interest rate. Armed with your credit reports and FICO scores, the next step is to shop for written mortgage preapproval.  In order buy homes in Scottsdale you wll find this information valuable.

When you find a home a Purchase Contract Document will be the instrument of conveyance. A sample copy is provide in a PDF file format so you can become familiar with the document before you have to use it with the offer on your next house.  This is the document used when you buy homes in Phoenix Scottsdale.

A must read document called the Buyer Advisory is provided by the Arizona Association of Real Estate.  For those of you that will buy homes in Phoenix Scottsdale this is must reading.  You may also be interested in the benefits of working with a Buyer’s Agent

The real facts about weather, participation and crime in Phoenix Arizona.

Do you like to play golf and you’re wondering where all the Golf Course are in Arizona? Click on golf courses above to find the course that’s right for you.

Whether you are buying or selling a home in Scottsdale, known as the “most livable city” hire someone like us, who wants to earn your business. We invite you to contact us as we would be happy to assist you important event.

Scottsdale Relocation Guide We offer an excellent guide for the Scottsdale area to our new customers. The guide has extensive information on dining, clubbing, golfing, recreation, shopping and much more. Get your Free Guide ->>>

Calculate the difference in Cost-of-Living from your old to new location. Salary Calculator

Figure out what you can afford with our Mortgage Payment Calculator.  

Not sure how much money you’ll have to earn per year to afford your house payment
and accompanying expenses? Find out by clicking here.  

Find Your Dream Home   

Looking for a place to stay or hotel during your home search in our greater Phoenix area? Two of our favorites are the Marriott At Desert Ridge and the Princess. Of course, there are a host of places to stay to accommodate our tourist so you have a huge choice to pick from. Just click here to investigate other lodging that meets your needs. If you need ”Pet Friendly Lodging” during your stay they are available in all price ranges.

Want to know more about the Valley of the Sun? Check out our e-Book, Phoenix-Scottsdale Metro area;

Relocation Guide

It has interesting information on the area but because of the file size and the speed of your internet connection, it may take some time to load.

If you need more information about how to buy homes in Phoenix Scottsdale just email or call us with your questions. We also have an excellent relocation packet for our relocation people buying a home here in the Valley.  When you buy homes in Scottsdale we’ll even have fun through the process.

Next:  Are You Ready?

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